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PricedCare

Urinalysis with microscope in Waterloo, IA costs $7 to $46. Here's every hospital's price.

3 hospitals in the Waterloo-Cedar Falls, IA metro area publish a cash price for urinalysis with microscope (CPT 81001). We read their files every month so you don't have to.

Across the Waterloo-Cedar Falls, IA metro area, 3 hospitals list a cash price for urinalysis with microscope (CPT 81001). The lowest is $7 at Mercyone Waterloo Medical Center, the median is $8 and the highest is $46 at Sartori Memorial Hospital, INC. The most expensive hospital lists 6.6 times the cheapest for the same code.

The Waterloo, IA median of $8 is 75% below the national median of $32 across 1587 US hospitals with a cash price for this code.

3 of these hospitals also publish the rates they negotiated with insurers, from $3 to $182. With insurance you pay a share of the negotiated rate, which is sometimes higher than the cash price; you may ask for the cash price instead.

The files behind these prices are dated between January 2026 and March 2026. 3 other hospitals in the metro area have no readable price for this code: some publish no file, some block automated reading, some leave the code out. They are listed below so you can call them.

$7
lowest cash price in Waterloo, IA
Mercyone Waterloo Medical Center · 8 mi
$1 below the median
$8
median cash price
3 hospitals
6.6×
highest ÷ lowest
same procedure, same metro
3/6
hospitals with a cash price
3 don't · see who

Sorted by cash price

Hospital facility fee only
1
Mercyone Waterloo Medical Center

Waterloo · 8 mi · File Mar 2026

$7
list $7 · lowest of 4 lines
2
Allen Hospital

Waterloo · 7 mi · File Jan 2026

$8
list $10 · lowest of 36 lines
3
Sartori Memorial Hospital, INC

Cedar Falls · 1 mi · File Mar 2026

$46
list $71 · lowest of 14 lines
1

What's in the price

The hospital facility fee for CPT 81001. The doctor, anesthesia and lab work usually bill separately.

2

Cash vs. insured

Cash is what you pay without insurance. With insurance you pay a share of the negotiated rate, which can be higher than cash. You may ask for the cash price.

3

What to say on the phone

"I'd like the self-pay price for CPT 81001, in writing, and whether it covers facility, physician and anesthesia."

About urinalysis with microscope

CPT 81001 is an automated urinalysis with microscopic examination: a dipstick for protein, glucose, blood, infection markers and more, plus a look at the sample under a microscope for cells and crystals. It is done for urinary infections, kidney concerns, diabetes monitoring and pre-surgical screening.

What the price covers

The laboratory test only. It does not include the visit, a urine culture if infection is suspected (87086, a separate test), or the collection kit.

Why prices vary

This is a test that costs a few dollars to perform. Hospital list prices range from under $10 to over $200, and the cash price at a hospital is often many times what an urgent-care clinic or independent lab charges.

Questions to ask

  • What is the self-pay price for 81001?
  • Will a urine culture be added, and what does it cost?
  • Can it be done at a clinic or independent lab instead of the hospital?

Hospitals in Waterloo, IA without a price for this procedure

Listed so you know who to call. The reason is what we found on their website.

Questions people ask