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PricedCare

Physical therapy, therapeutic exercise (15 minutes) in Waterloo, IA costs $55 to $146. Here's every hospital's price.

3 hospitals in the Waterloo-Cedar Falls, IA metro area publish a cash price for physical therapy, therapeutic exercise (15 minutes) (CPT 97110). We read their files every month so you don't have to.

Across the Waterloo-Cedar Falls, IA metro area, 3 hospitals list a cash price for physical therapy, therapeutic exercise (15 minutes) (CPT 97110). The lowest is $55 at Allen Hospital, the median is $146 and the highest is $146 at Mercyone Waterloo Medical Center. The most expensive hospital lists 2.6 times the cheapest for the same code.

The Waterloo, IA median of $146 is 69% above the national median of $86 across 1291 US hospitals with a cash price for this code.

3 of these hospitals also publish the rates they negotiated with insurers, from $25 to $302. With insurance you pay a share of the negotiated rate, which is sometimes higher than the cash price; you may ask for the cash price instead.

The files behind these prices are dated between January 2026 and March 2026. 3 other hospitals in the metro area have no readable price for this code: some publish no file, some block automated reading, some leave the code out. They are listed below so you can call them.

$55
lowest cash price in Waterloo, IA
Allen Hospital · 7 mi
$90 below the median
$146
median cash price
3 hospitals
2.6×
highest ÷ lowest
same procedure, same metro
3/6
hospitals with a cash price
3 don't · see who

Sorted by cash price

Hospital facility fee only
1
Allen Hospital

Waterloo · 7 mi · File Jan 2026

$55
list $69 · lowest of 36 lines
2
Sartori Memorial Hospital, INC

Cedar Falls · 1 mi · File Mar 2026

$146
list $224 · lowest of 21 lines
3
Mercyone Waterloo Medical Center

Waterloo · 8 mi · File Mar 2026

$146
list $224 · lowest of 3 lines
1

What's in the price

The hospital facility fee for CPT 97110. The doctor, anesthesia and lab work usually bill separately.

2

Cash vs. insured

Cash is what you pay without insurance. With insurance you pay a share of the negotiated rate, which can be higher than cash. You may ask for the cash price.

3

What to say on the phone

"I'd like the self-pay price for CPT 97110, in writing, and whether it covers facility, physician and anesthesia."

About physical therapy, therapeutic exercise (15 minutes)

CPT 97110 is therapeutic exercise with a physical therapist, billed in 15-minute units: strength, range-of-motion and endurance work after an injury, surgery or for chronic pain. A typical physical therapy visit is billed as two to four units of this and related codes, so the price per unit is a building block, not the price of a visit.

What the price covers

One 15-minute unit of therapist time. A visit usually includes an evaluation code at the first appointment (97161 to 97163) and several timed codes (97110, 97140 manual therapy, 97530 therapeutic activities). Hospital-owned therapy clinics may add a facility fee.

Why prices vary

Hospital-owned physical therapy is often two to three times the price of independent clinics for the same session, mostly because of facility fees. Since a course of therapy runs to many visits, the difference adds up quickly. Many independent clinics offer cash-pay visit rates.

Questions to ask

  • What is the self-pay price per unit of 97110, and per typical visit?
  • Is there a facility fee?
  • What is the cash rate per visit at an independent clinic?

Hospitals in Waterloo, IA without a price for this procedure

Listed so you know who to call. The reason is what we found on their website.

Questions people ask